Most Affordable Cities in New Jersey (2026)

Most affordable cities in New Jersey by rent-to-income ratio.

Minimum population: 25,000

7 of 7

#↑	City	Population	Score	Med. Income
🥇	Toms RiverNJ	92,827	65	$92,012
🥈	CliftonNJ	89,451	65	$94,179
🥉	Jersey CityNJ	287,899	61	$91,151
4	ElizabethNJ	135,665	54	$59,939
5	PatersonNJ	157,864	47	$52,092
6	TrentonNJ	90,055	47	$44,444
7	NewarkNJ	307,355	45	$46,460

About This Ranking

Most affordable cities in New Jersey by rent-to-income ratio.

Calculated using Top City Reports's proprietary scoring methodology.

Cities must have a population of at least 25,000.